New Construction Q & A

Structural Defect Warranty
You’re covered for structural defects for up to 5 years, including defects in material and labour. Your warranty also covers structural damage that makes your new home unfit to live in.

Limited Construction Warranty
You’re covered for defects in the load-bearing structures for up to 5 years.

Foundation Water Penetration Warranty
You’re covered against water penetration in the foundations of your home for up to 5 years.

Maximum Protection
The combined 1-year and 5-year limited construction warranties provide coverage to a maximum of $50,000.

Saskatchewan New Home Warranty Program Coverage

1) DEPOSIT PROTECTION
For all houses registered after January 1st, 2008, the initial deposit for the purchase of your new home is protected up to a maximum of $25,000 in the event the deposit becomes legally refundable and cannot be recovered because of bankruptcy, default, insolvency or fraud on the part of the builder. It does not cover reimbursement because of a contract dispute between the parties.

2) WORKMANSHIP AND MATERIALS PROTECTION- ONE YEAR*
All Registered Builders are required to warrant that the house is constructed in accordance with the building standards prescribed by the Province of Saskatchewan and the New Home Warranty "Construction Performance Standards" that the house is free from defects in workmanship and materials for a period of one year from the date of possession.

3) WATER LEAKS PROTECTION - TWO YEARS*
Registered Builders warrant that the building envelope (roof, exterior cladding, windows and doors) and the basement foundation walls will be free of exterior water penetration for two years from original occupancy.

4) MAJOR STRUCTURAL DEFECTS PROTECTION - FIVE YEARS*
All Registered builders warrant that your home will be protected against Major Structural Defects for five years from the date of possession. Major Structural Defects mean defects in workmanship or material which have or are likely to have an adverse effect on the performance of the load-bearing portion of the home such as footings, piles, basement walls, beams, floor joists, teleposts, load-bearing walls, and roof trusses.

5) OPTIONAL EXTENDED WARRANTY- MAJOR STRUCTURAL DEFECTS
An optional 5-year Extended Major Structural Defect Warranty is available for eligible single-family houses enrolled after 1992. This would protect your home against major structural defects from the sixth year to the tenth year. The maximum protection would be $20,000 for all houses enrolled by the builder before January 1st, 1998, and $50,000 for all houses enrolled by the builder on or after January 1st, 1998, and $75,000 for all houses registered on or after January 1st, 2008. (Note: Extended warranty coverage is not available on condominium units).

*The total combined limit of protection for workmanship and materials, water leaks and Major Structural Defects is $20,000 for all single-family houses enrolled by the builder before January 1st, 1998. All houses enrolled by the builder on or after January 1st, 1998 to December 31st, 2007, have a total combined limit of protection of $50,000 and all single-family houses registered after January 1st, 2008 have a total combined limit of protection of $75,000. Condominium Projects have an overall maximum coverage of $500,000 between January 1st, 1998 to December 31st, 2007. All condominium projects enrolled on or after January 1st, 2008, have a maximum coverage of $750,000.

*The remaining warranty is transferable to subsequent purchasers. The remaining term of the warranty coverage is automatically transferrable to any person(s) who subsequently become the registered owner(s) of the home.

Progressive New Home Warranty Single Family Home Coverage

• 1 Year Materials And Labour Warranty
• 2 Year Mechanical Systems Warranty
• 5 Year Foundation Water Penetration Warranty
• 10 Year Structural Defect Warranty
• $25,000 Deposit Security Warranty
• $6,000 Additional Living Expense Coverage
• $100,000 Total Warranty Limit